Five ways to split
Equally, exact amounts, by percent, by shares, or item by item from the bill, with tax and tip shared in proportion.
EquallyExact amountsPercentSharesBy item
Free on iPhone · Android coming soon
Split bills.
Split bills.
Not friendships.
Settlecircle keeps track of who paid, who owes and who's square, for trips, flats and Friday dinners. Everything adds up to the cent, so nobody has to argue about it.
Download on theApp StoreComing soon toGoogle Play
- No sign-up
- Works offline
- No ads or tracking
Correct to the centTotals always match
Private by designData stays on your phone
Works offlinePlanes, beaches, basements
9 currencies$, ₹, €, £, ¥ and more
Everything you need
Fair splitting without the spreadsheet
Built for the messy reality of group money: uneven orders, half-paid debts and that one friend who always forgets.
Circles for every group
A trip, a flat, a dinner club. Or split directly with a friend, no circle needed.
Fewest payments
Settlecircle works out the smallest number of transfers to get everyone square.
Settle up your way
Record full or partial payments, or clear a friend across every circle at once.
Balances that can't drift
Balances are worked out from your history every time, so they're always right.
Edit, delete, undo
Made a mistake? Fix it, or undo a delete. Search and filter the whole activity feed.
Smart categories
Type "pizza" and it's filed under Food & drink. Make your own categories too.
A joy to use
Bouncy animations, gentle haptics, and light and dark themes. Feels good to settle up.
How it works
Three taps to even
No account needed to start. Open the app and start splitting, then sign in when you want to share with friends.
1
Make a circle
Name it, pick an icon, add the people. Use one per trip, flat or regular dinner.
2
Add what you spent
Enter the amount, choose who's in and how to split. Settlecircle does the maths.
3
Settle up
See exactly who pays whom, with the fewest payments, and mark debts as paid.
Try it
Fair, down to the last cent
Most apps quietly round and hope nobody notices. Settlecircle shares leftover cents openly so every split adds up exactly. Try it:
$
Who's in?
A closer look
Soft, friendly and fast
Warm colours, chunky cards and big clear numbers, in light or dark.
Your money stuff stays yours.
Use Settlecircle as a guest and everything stays on your phone. Sign in only if you want to sync and share, and then only the people you split with see what you share. No ads, no tracking, and we never sell your data.
Read the privacy policy- No account needed to start
- No ads or tracking, and we never sell your data
- Sign in with a code, no password to leak
- Delete your account and data from the app, any time
Questions
Good to know
Is Settlecircle free?
Yes. Settlecircle is free to download and has no ads. Splitting, syncing and settling up with friends will always be free.
Do my friends need the app too?
No. You can keep track for the group on your phone and add anyone by name. If friends do join, you'll all see the same expenses and balances, and anyone can add to them. When someone owes you, tap Nudge: friends on Settlecircle get a reminder notification, and for anyone else it copies a friendly message for any chat.
Do I need to create an account?
No. Open the app, tell it what to call you, pick a currency and you're ready. To sync across phones or share with friends, sign in with your email and a 6-digit code. There's no password.
Where is my data stored?
As a guest, only on your phone. When you sign in, it's also saved in your account so it syncs across your phones and with the friends you share with. See the privacy policy.
Ready to settle up?
Download Settlecircle free and split your next trip, bill or dinner in seconds.
Download on theApp StoreComing soon toGoogle Play