About

Money between friends
should feel easy

Settlecircle exists to take the awkwardness out of shared costs, so trips, flats and dinners are remembered for the good bits.

Splitting costs sounds simple until it isn't. Someone pays for the villa, someone else covers the cab, three people share a bottle of wine, and one person only had a salad. A week later, nobody's quite sure who owes what, and nobody wants to be the one to ask.

Settlecircle is our answer: a small, friendly app that records who paid and who was in, does the maths precisely, and suggests the fewest payments to make everyone square. It doesn't make you sign up, doesn't show you ads, and only shares your spending with the friends you choose.

What we believe

Three promises

0.01

Fair to the cent

Every split adds up exactly. Leftover cents are shared openly, never lost or invented.

0 ads

Private by default

No ads, no tracking, and we never sell your data. Accounts are optional, and only the people you split with see what you share.

3 taps

A joy to use

Warm design, gentle motion and haptics, and no clutter. Settling up should feel good.

What's next

On the roadmap

We're building carefully. Here's what we're exploring, and every one will stay optional.

Weekly summary

If you'd like one, a short round-up each week of who owes what.

More currencies

More currencies, and mixing currencies within a single trip.

Have an idea? Tell us, we read everything.

Come split with us

Free on iPhone and Android.

Download on theApp StoreComing soon toGoogle Play